Posted on 8 Nov, 2014
If you are looking for the best deals on car insurance quotes, you might be feeling a little bit overwhelmed at all of your options. Here are five steps that can help get you started, and that make sure you get the best deal on the best coverage.
Posted on 14 Nov, 2014
Car insurance is easy to find if you do a simple Internet search. However, chances are if you go with the first company you click on you will end up paying too much. Here are some easy ways to save big.
Posted on 19 Nov 2014
Comparing car insurance quotes is the most important thing you can do when it comes to saving money. However, it can seem overwhelming if you just dive in. Here are some tips to make this process easier.
Posted on 25 Nov 2014
Car insurance quotes typically apply to your personal vehicle. If you are renting a vehicle you can purchase insurance from the agency, or you can follow these tips in order to save money.
Five Steps to Help you Begin your Search for the Best Car Insurance Quotes
Searching for car insurance quotes is the first step you take when it comes time to find a new insurance policy. If you do it correctly, it is also one of the best ways to save money. However, it is wise to do your research before starting, as there is a right and a wrong way to browse car insurance quotes. Here are five steps to get you started on your search.
First, find as many car insurance companies as you can that will allow you to get free no obligation quotes. Ideally you would get at least five quotes, but the more the better. The more quotes you get the better your chances are at finding a low deal and understanding what a good price is. Fortunately, now that car insurance quotes are online, all it takes is a simple search to give you links to hundreds of insurance websites.
Second, always be honest on your quote application. Some people think by leaving things out or misrepresenting information that they can save money on their premiums. This might be true, but could end up costing you much more in the long run. This is because if you are in an accident and the car insurance finds out about your fib, they could refuse to pay your claim. Even if you just say you park in the garage rather than on the street – a little lie – they could refuse to pay! Being honest is the best way to get an accurate quote and to stay protected.
Sometimes insurance companies will claim that you need to finish your quote, or make your purchase, over the phone or in person. This is usually because they want to try to pressure you into purchasing more coverage, much of which is unnecessary. Always finish your research first before talking to anyone, and when you do, keep what you've learned about coverage and cost in mind and do not let them talk you into needless purchases. Nowadays most places complete all business online, so you might not encounter this situation.
Once you have narrowed down your insurance companies, always focus on coverage first. Find out what types and amount of coverage you need to be protected, and only look at quotes that give you this as the minimum. Some people try to find the cheapest quote available, which might not provide the proper coverage. This means you will not be properly protected and could end up owing thousands if you are involved in an accident. After you've narrowed down quotes that provide adequate coverage, then look for the best deal.
Sometimes if you are dealing with a less than honest insurance company, you might end up with a policy that costs a different amount than your quote. Sometimes this is for legitimate reasons, but always call and verify the changes and make sure they make sense, and that all discounts have been accounted for.